Helping companies shifting to new Business Models

We support the development of a more circular way of offering and having assets

Providing system and managed services to ease the way to do it

Easy integrated to all your favorite IT systems

Leneo platform overlying banking system

Platform for Asset-as-a-Service

Our platform helps you offer your Product- or Asset-as-a-Service to your customers in an easy way. You can easily offer leasing, long-term rental, and subscription, depending on your business type.

Leneo Platform handles everything from quotations to closing of an agreement.

Your customers will get access to new and more convenient ways of handling all kind of access products while building a stronger personal connection to your brand and company.

Charge for the value your products create

Customers want to move from capital expenditure (CAPEX) to operating expense (OPEX)

arrow up icon

High Growth

Asset-as-a-Service is expected to grow more than 500 % the next 5 years

diamond icon

Grow customer relationship

By offering Asset-as-a-Service – you grow the relationship with your customer

money sign icon

Higher Profit

Offering Asset-as-a-Service increases the overall margin with 2,5

work bag icon

SME relevant

Many of all European SME companies wants to have assets or products on recurring cost terms


"With this partnership we are creating an ecosystem that helps companies future-proof their business models and facilitates for us as a bank to develop new types of financial solutions that support the transformation"

Andreas Fredriksson
Head of Corporate Banking in the Large Corporates & Financial Institutions division

Platform for Asset-as-a-Service

Asset-as-a-Service is also called Product-as-a-Service, Hardware-as-a-Service or Equipment-as-a-Service.

In the simplest way – Asset-as-a-Service allows you to keep the ownership of the products and offer different kinds of services to your customer. You develop the relationship with your customers and get predictive recurring revenue. Some call it The Netflix of Industry 4.0.

The idea is already known from IT: Software-as-a-Service. Your customers already use a lot as-a-Service from mobility to software – so they are ready for your Product-as-a-Service.

technologies icons


We have been mentioned more than once.
Below is a number of selected references and links to press releases and articles regarding LENEO.

June 22, 2022

SEB skyder 24 millioner i dansk fintech-virksomhed

June 20, 2022

SEB invests in Asset-as-a-Service platform

June 20, 2022

SEB enters company that supports shift to circular business models

June 22, 2020

Fintech-direktør efter leasingaftale med lokalbanker: Rykker op i nyt niveau

January 20, 2020

Danske pengeinstitutter danner nyt samarbejde

January 20, 2020

Biler er kun første skridt i bankers nye leasingsamarbejde

November 29, 2019

Fintech-direktør: Det har aldrig været planen at lægge bankerne i graven

November 18, 2016

Ny fintechvirksomhed vil tilbyde leasingplatform til banker

June 29, 2018

Fintech efter milliontilførsel: Skal rejse penge igen om et år i jagt på nye markeder

January 18, 2018

Krarup: Jeg ønsker at spille en aktiv rolle

July 25, 2017

Fintech-iværksætter jagter danske banker til ny leasingplatform

July 25, 2017

Leasing er under kraftig vækst

November 18, 2016

Tidligere Nordea-topchef ser guld i leasingplatform

June 17, 2016

Han vil demokratisere og gøre leasing brugervenlig

December 07, 2016

Mindre eje og mere leasing og lån: Platform får millioner i ryggen


Integrated to:

Coming soon:

more integrations will come, please contact us if you have a specific need.

Leneo logo

The SaaS platform provides companies with the possibility to offer their Asset- or Product-as-a-Service to their end customers. End of ownership – Start of usership.



© 2022 LENEO A/S. All rights reserved.